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M. Cary Collins Ph.D.

Professor

Contact Information:

mcolli13@providence.edu

401.865.2509

Ryan Center for Business Studies 349

Education:

Ph.D. - Finance The University of Georgia

Area(s) of Expertise:

Financial Markets, Financial Institutions, Banking, Lending, Fair Lending, Bank Regulation, Bank Capital Adequacy, Regulatory Reform, Education, Business Education, Entrepreneurship, Business Education Innovation

Selected Publications:

Collins, M. Harvey, K. Nigro, P. (2018) A Relationship Among Neighborhood Traits, Home Sales and Mortgage Fraud: The Atlanta Market Leading Into the Mortgage Crash of 2008. Journal Of Accounting And Finance Research.(18),

Collins, M. Harvey, K. (2010) Mortgage Brokers and Mortgage Rate Spreads: Their Pricing Influence Depends on Neighborhood Type. Journal Of Housing Research.(19), 153 - 170.

Collins, M. Nigro, P. (2010) Mortgage origination fraud: The missing links. Criminology & Public Policy .(9), 633-640.

Collins, M. Harvey, K. Nigro, P. (2002) The Influence of Bureau Scores, Customized and Judgmental Review on the Bank Underwriting Decision Process. Journal Of Real Estate Research.(24), 129-152.

Collins, M. Harvey, K. Nigro, P. Robinson, B. (2001) Disparities in Mortgage Lending, Bank Performance, Economic Influence, and Regulatory Oversight. Journal Of Real Estate Finance And Economics.(23), 379-410.

Selected Presentations:

Collins, M. Harvey, K. Nigro, P. The Southern Finance Association Annual Conference, 2018, . Souther Finance Association, Asheville, NC - "Mortgage Broker Loan Pricing During the Financial Crisis: Were Yield Spread Premiums the Problem?" November, 2018

Collins, M. Harvey, K. Nigro, P. Western Economic Association International, Annual Conference, 2018. Western Economic Association International, Vancouver, BC, Canada - "Mortgage Broker Loan Pricing During the Financial Crisis: Were Yield Spread Premiums the Problem?" June, 2018

Collins, M. National Institute of Justice: Foreclosure & Crime Roundtable. , Charlotte, NC - "Mortgage Fraud’s Impact on Housing Markets: An Atlanta Case Study in Neighborhood Collateral Damage" , 2009

Collins, M. The 2009 Georgia Real Estate Fraud Prevention Annual Conference. , Atlanta, GA - "Mortgage Fraud’s Impact on Housing Markets: An Atlanta Case Study in Neighborhood Collateral Damage" , 2009

Collins, M. The 2009 Western Economic Association Annual Meeting. , Vancouver, British Columbia, Canada - "Mortgage Brokers and Mortgage Rate Spreads: Their Pricing Influence Depends on Neighborhood Type" , 2009

Collins, M. The 2008 Financial Management Association Annual European Meeting . , Prague, The Czech Republic - "Mortgage Brokers and Mortgage Rate Spreads: Their Pricing Influence Depends on Neighborhood Type" , 2008

Collins, M. The 2007 Financial Management Association Annual Meeting . , Orlando, FL - "Mortgage Brokers and Mortgage Rate Spreads: Their Pricing Influence Depends on Neighborhood Type" , 2007

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